fair debt collection practices act

5 Things to Know About the Fair Debt Collection Practices Act

When you’re experiencing debt collection calls and letters, to say it’s a stressful time is an understatement. However, you do have rights when it comes to debt collection that you should know. In 1972, the Fair Debt Collection Practices Act (“FDCPA”) became law. The FDCPA is a consumer protection law that establishes individual protections against…

chapter 11 chapter 13

What is the Difference Between Chapter 11 and Chapter 13 Bankruptcy?

Many people face financial difficulties more than once in their lives. However, if you own a business that is financially struggling, it affects not only the business itself as well as your personal finances.  Businesses fail for many reasons; however, the primary reason is cash flow problems. So, what do you do if you’re facing…