Social Security Being Garnished for Unpaid Federal Student Loans

If you think your social security cannot be garnished because of student loans think again! If your federal student loans are in default, a portion of your social security disability, retirement or survivor benefits can be garnished by the government to pay your federal student loans. According to a study published by the General Accounting Office (“GOA”)…

How Does Bankruptcy Really Work?

Many people worry about filing bankruptcy simply because they do not understand how it works. Bankruptcy is a federal court process which protects debtors from their creditors. Bankruptcy is a great tool to protect your home, car, money and to prevent your creditors from harassing you for payments. Bankruptcy, depending on the chapter, can either discharge or reorganize…