Chapter 13 bankruptcy provides a structured way to pay back what you owe, but not all debts work the same inside the plan. Some debts must be paid in full, some get paid pennies on the dollar, and some don’t get discharged at all, regardless of how long you make payments. Before filing, you need…
Medical debt is dischargeable under Chapter 7 bankruptcy. This means that once your case is closed, you owe nothing – not a reduced amount or a payment plan. The entire balance is wiped out. For many people in Georgia, medical bills are the main reason they file for bankruptcy in the first place. Medical Bills…
Life doesn’t always go according to plan, and unexpected events can lead to financial difficulties. Job loss, medical emergencies, or other unexpected crises can cause families to fall into overwhelming debt even years after successful bankruptcy relief. If you have gone through Chapter 7 bankruptcy before and are struggling again, know that you are not…
Receiving a lawsuit from a creditor can be a stressful experience for a debtor. If you are already struggling with debt and a creditor has filed a lawsuit against you in Georgia, you might be wondering if filing for bankruptcy could stop the case and what would happen to any existing judgment. The short answer…
For many households, a tax refund is the biggest deposit of the year. Therefore, when considering Chapter 7 bankruptcy, an important question arises: “What happens to my tax refund?” The answer depends on several factors, including timing, exemptions, and how the refund is classified under federal bankruptcy laws. Getting it wrong could cost you money…
Filing for bankruptcy raises many urgent questions – and one of the most common ones is: what happens to my bank account? If you are considering Chapter 7 bankruptcy, it’s important to understand the requirements of the law and the protections you have. At Duncan Bankruptcy Law, our Augusta-based Chapter 7 attorneys have helped thousands…
When a business files for bankruptcy, one of the most important questions for creditors and business owners is: who gets paid first? The answer to this question is determined by a legal process known as creditor priority, which is outlined in detail in 11 U.S.C. § 507 of the Bankruptcy Code. Understanding this process can…
If you’re considering filing for bankruptcy in Georgia, one of the first things you should consider is whether you qualify for Chapter 7. This largely depends on whether you pass the Chapter 7 Means Test, which is a federal formula used to determine whether you have enough income to pay your creditors. Understanding how this…
If you’re a business owner struggling with debt, bankruptcy may seem like the end of your journey. However, in reality, it could be the start of a new chapter in your financial life. The question is which type of bankruptcy will work best for you. At Duncan Bankruptcy Law in Augusta, Georgia, we have helped…
Trust in the team at Duncan Bankruptcy Law to handle your bankruptcy situation with care.
Duncan Bankruptcy Law has served the Augusta area for many years, helping individuals and businesses with Chapter 7 and Chapter 13 Bankruptcy. If you need help, don’t hesitate to get started with us today.
