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WHEN TO FILE FOR BANKRUPTCY

If bills are piling up, and you can’t seem to get your debts in order, you may be wondering when you should file for bankruptcy. Individuals and married couples experiencing financial problems they are unable to keep up with may benefit from either Chapter 7 or Chapter 13 bankruptcy.

At Duncan & Brow, Attorneys at Law, we can help you with not only the filing process, but also help you determine which type of bankruptcy is best for you. With decades of experience, our team has successfully filed and discharged hundreds of bankruptcy cases and helped dozens of individuals and married couples regain financial independ

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Knowing when you should file for bankruptcy is the first step in recovering your financial health. When filing a liquidation bankruptcy (Chapter 7), you may still be able to keep assets you can afford to keep, such as a vehicle or your home.

In situations where you need to catch up important payments you have fallen behind on – such as a car loan or a mortgage – a Chapter 13 bankruptcy may be the better option because it will allow you to consolidate those payments and pay them over a period of 3 to 5 years. We will prepare a repayment timeline that works best for you not your creditors.

If you want to discuss whether filing for bankruptcy is right for you, we encourage you to give us a call any time – 24 hours a day, 7 days a week. We will help you on the path to a fresh new start!

SEE WHAT OUR CLIENTS SAY

Matthew Duncan and his whole team are absolutely phenomenal. They will always be my go to people when I need help, they are amazing. The receptionist is extremely friendly and helpful as well. I recommend them with 5 stars and I’d give more if it were an option.
I was nervous about filing bankruptcy but they made the process easy and explained it in a way I could understand. The office assistant has excellent customer service skills and answers all my questions every time I call.
Matt really cares about his clients and does everything he can to help them out of their current situation.
I’m an attorney in the Augusta area and I routinely refer clients who need assistance in bankruptcy matters to Matthew Duncan. Mr. Duncan is always honest, professional, and a true advocate for his clients. I trust Matthew Duncan and you should too.
Very responsive bankruptcy attorneys who accommodated me every step of the way!
Everyone there is awesome, helpful, understanding, and made me feel like they they truly care about my situation. I got put into a bad situation by no fault of my own and they went out of their way to work with me. Always got a quick response from Jackie and Nikki (their two paralegals) and Mrs Brow. Definitely recommend.
Amazing team, kept us informed and felt they cared about our immediate and future goals.
I highly recommend Duncan and Brow. They are extremely easy to work with and quick to respond. Mrs. Brow makes everything so uncomplicated and efficient. She is also sympathetic and understanding. Jackie, the paralegal is very efficient as well and so pleasant to work with.
Matt Duncan is a great and reputable attorney in our community. I would definitely endorse utilizing his services.
Every single last person I spoke to here treated me with respect, was incredibly professional and I am lucky and blessed to have chosen to help my family through this difficult time. I will forever be indebted to the wonderful women within this establishment thank you from the bottom of my heart! I will recommend this law firm to all that are in need!!! To all of those that work here stay blessed, stay safe and stay just the way you are…. Kind!