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Many people encounter financial difficulties at some point. If you are one of the many individuals in Georgia facing financial challenges caused by factors such as job loss, medical issues, or unexpected life events, considering bankruptcy may offer a pathway to relief. In the following section, we will review the specifics of Chapter 7 bankruptcy,…

Wage garnishments are legal actions initiated by creditors or government bodies to recover individual debts. When a wage garnishment is enacted, a specified percentage of a person’s earnings is withheld directly from their paycheck and sent to the creditor. This process continues until the total amount owed is fully paid.   Receiving a wage garnishment notice…

Filing for bankruptcy is a complex process with serious implications for your financial future. This process requires following specific steps and meeting deadlines, which can be challenging to manage without legal support. Furthermore, bankruptcy may not eliminate all your debts, and some obligations and assets could remain vulnerable. Understanding these factors can make the decision…

Although filing for bankruptcy can provide relief and a chance for a fresh start, some individuals may find themselves in ongoing financial trouble, necessitating a second or even multiple bankruptcy filings. In Georgia, you can file for bankruptcy more than once. However, it is important to understand that there may be conditions under which this…

The length of bankruptcy proceedings can vary significantly, influenced by several key factors, such as the specific type of bankruptcy being filed and the intricacy of the individual case. In the blog post below, we will explore these timelines in greater depth, offering a better understanding of what to expect during the process and how…

Bankruptcy can be a complicated process, but it is beneficial for individuals who are struggling with debt. It offers a structured path to financial stability for individuals who otherwise would have struggled to get there. One key aspect of the bankruptcy process is automatic stay. The automatic stay is a powerful legal tool that immediately…

Bankruptcy can be a helpful tool to provide relief for individuals and businesses who are in severe debt. It allows them to either eliminate their debts or create a repayment plan through bankruptcy court. However, there are lots of misconceptions surrounding bankruptcy that individuals should be aware of. In this blog, we will debunk some…

Bankruptcy can be a difficult process to navigate, especially on your own. If you are navigating through Chapter 7, Chapter 13, or Chapter 12 bankruptcy, you may be appointed a bankruptcy trustee to help manage your case. A bankruptcy trustee might review financial documents, oversee the distribution of assets, and overall ensure your bankruptcy case…

Owning a small business can be very costly, as it can be hard to compete with big companies. If you are struggling financially with your business, it is important to know that bankruptcy is an option. Bankruptcy can help you get a fresh start for your business or liquidate your assets for closing. In this…