When to File for Bankruptcy

If bills are piling up, and you can’t seem to get your debts in order, you may be wondering when you should file for bankruptcy. Individuals and married couples experiencing financial problems they are unable to keep up with may benefit from either Chapter 7 or Chapter 13 bankruptcy.

At Duncan & Brow, Attorneys at Law, we can help you with not only the filing process, but also help you determine which type of bankruptcy is best for you. With decades of experience, our team has successfully filed and discharged hundreds of bankruptcy cases and helped dozens of individuals and married couples regain financial independence.

Knowing when you should file for bankruptcy is the first step in recovering your financial health. When filing a liquidation bankruptcy (Chapter 7), you may still be able to keep assets you can afford to keep, such as a vehicle or your home.

In situations where you need to catch up important payments you have fallen behind on – such as a car loan or a mortgage – a Chapter 13 bankruptcy may be the better option because it will allow you to consolidate those payments and pay them over a period of 3 to 5 years. We will prepare a repayment timeline that works best for you not your creditors.

If you want to discuss whether filing for bankruptcy is right for you, we encourage you to give us a call any time – 24 hours a day, 7 days a week. We will help you on the path to a fresh new start!

Are You Ready to Get Some Help?

Our staff is available by phone 24 hours a day to schedule initial consultations.
Schedule a Consultation Today

See What Our Clients Say

See All Google Reviews

Areas We Serve

The information contained on each page of this website is for informational purposes only and is not intended to be legal advice. The accuracy thereof and the results of your legal matter are not guaranteed by Duncan & Brow, Attorneys at Law, LLLP.
Duncan & Brow, Attorneys at Law, LLLP, has been designated by Congress and the President of the United States as a Debt Relief Agency, and helps to provide debt relief under the United States Bankruptcy Code. Matthew James Duncan and Kathryn Anne Brow Aho are members of the State Bar of Georgia, and the United States District Courts and Bankruptcy Courts for the Southern District of Georgia and the Middle District of Georgia.
© Duncan & Brow, Attorneys at Law, LLLP | All Rights Reserved